Most property advice focuses on buying. HOLD Tips focus on what happens after you own it. Practical actions to improve cash flow, manage risk, protect your position and make better property decisions.
Recommended tips are prioritised by potential impact on your ability to hold property, urgency and ease of action.
HIGHEST IMPACT30 MIN+MARK'S PRIORITY
Selling relieves the monthly pressure — but so can six cheaper levers. Check all six, including what selling itself would actually cost, before you list.
HIGHEST IMPACT30 MIN+MARK'S PRIORITY
There's no universal number. The right buffer is calculated from this property's actual costs — mortgage, rates, insurance, body corporate, maintenance and vacancy risk.
HIGHEST IMPACT15 MIN
A simple stress test: three months of ownership costs, minus your available cash buffer. The shortfall — if there is one — is the number to work on.
HIGHEST IMPACT30 MIN+MARK'S PRIORITY
Before you can fix a monthly shortfall, you need to see it line by line. A simple holding-cost breakdown shows which lever is actually the big one.
HIGHEST IMPACT30 MIN+ACT NOW
The first days matter. Three contacts — your property manager, your landlord insurer, and your state tenancy authority — set up everything that follows.
HIGH IMPACT15 MINMARK'S PRIORITY
The worst option is doing nothing and rolling onto the default variable rate. Review your options before expiry, not after.
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